The installment system disintegrates elite customization. The fully customized sex doll torso, which originally started at $5,000, has been reduced to 36 installments through Klarna. 3D scanning studio launched the "installment scanning" service: a down payment of $99 is used to establish a basic model, and each subsequent payment unlocks a feature adjustment. This progressive customization has increased the proportion of civilian users from 5% to 39%.